Welcome to WINBAY Quant Trade Agent (hereinafter referred to as "the Platform" or "the Service"). The Platform is a Software-as-a-Service (SaaS) platform operated by the WINBAY technology team, focusing on providing quantitative trading strategies, AI signal filtering, algorithm selection, and data analysis for the digital asset market.
Before registering for or using the Service, you must carefully read and fully understand these "Terms of Service and Disclaimer" (hereinafter referred to as "this Agreement"). By using the Service, you indicate that you have read, understood, and agree to be bound by all terms of this Agreement.
Core Principle: Non-Custodial Technical Service
The Platform hereby expressly states, and the User acknowledges, fully understands, and agrees to the following facts:
- The Platform Does Not Hold Assets: All your funds and digital assets remain in your own personal exchange account at all times.
- The Platform Does Not Manage Funds: The Platform does not provide any form of asset management, financial advice, custody, or fund services. We cannot, and do not have the authority to, touch your principal.
- The Platform Does Not Participate in KYC: The Platform does not perform "Know Your Customer" (KYC) procedures. The User's identity verification is handled entirely by their chosen exchange.
- The Platform Does Not Handle Deposits/Withdrawals: The Platform does not process or participate in any fund deposit or withdrawal processes. All fund operations are completed by the User independently within their exchange account.
Detailed Terms
1. Nature of Service
- Purely Technical Support: The services provided by the Platform are strictly limited to technical support. This includes providing an AI-driven quantitative trading agent system, strategy execution, signal dispatching, algorithm selection, and data analysis.
- Not Investment Advice: All strategies, data, and signals provided by the Platform (including but not limited to AI model analysis) do not constitute any investment, financial, legal, or tax advice. The User is solely responsible for all their trading decisions.
- Automated Trading: The Service aims to provide 7x24 intelligent AI market monitoring and automated trade execution.
2. User Accounts and KYC Requirements
- User-Provided Exchange Account: Users must register their own personal accounts at mainstream exchanges (e.g., Binance, OKX, etc.).
- Exchange KYC: The User is responsible for completing all necessary identity verification (KYC) processes required by their chosen exchange. The Platform does not collect or process such sensitive information.
- Fund Operations: All deposits, withdrawals, and internal transfers of funds are handled independently by the User within their own exchange account.
3. Fund Security and API Permission Management
- Non-Custodial Architecture: The Platform operates on a fully non-custodial model. Your principal always remains in your own exchange account, under your 100% control.
- API Connection: The Service connects to the User's exchange account via an API (Application Programming Interface) key to execute trading instructions.
- Strict Permission Limits: To ensure the absolute security of User assets, the Platform only requires the minimum necessary API permissions to execute trades and read data (e.g., "Read" and "Trade").
- Withdrawal Permissions Prohibited: When creating an API key, the User must ensure that "Enable Withdrawals," "Permits Universal Transfer," or any related asset-transfer permissions are disabled (i.e., left unchecked).
- User Responsibility: The Platform is not liable for any asset loss resulting from the User's misconfiguration of API permissions (e.g., mistakenly enabling withdrawal permissions) or the leakage of their API Key & Secret Key.
- Transparency: All transactions are executed within the User's exchange account. All trade records are publicly verifiable through the exchange's backend.
4. Service Workflow and Termination
- Service Activation: After registering on the Platform and completing subscription (if applicable), the User must actively bind their exchange's API key—with the restricted permissions described above—to activate the Service.
- Service Termination (Easy Opt-out): The User may unilaterally terminate the Service at any time. The User only needs to log in to their exchange's backend and manually revoke or delete the API key authorized for the Platform. Once the API key is invalidated, all services from the Platform will stop immediately and automatically.
- No Residual Funds: As the Platform never holds User funds, no fund settlement, clearing, or transfer process is necessary upon termination.
5. Risk Disclosure and Disclaimer
- Market Risk: The User fully understands that the cryptocurrency market trades 7x24, experiences extreme price volatility, and carries a high level of risk.
- No Guarantee of Profit: All historical data and backtest performance provided by the Platform (e.g., a 99.66% win rate or 111.68%-300% annualized returns) are for historical reference or backtesting estimates only. They do not constitute a promise or guarantee of future performance. Past performance is not indicative of future results.
- Strategy Risk: The AI algorithms and quantitative strategies used by the Platform (including DCA or limited Martingale) cannot guarantee profit or avoid losses under all market conditions. Under extreme market conditions (e.g., the "October 11, 2025 Market Crash" test), losses or maximum drawdowns may still occur.
- Technical Risk: The Platform is not liable for any losses caused by third-party service failures (such as exchange API failures, network latency, server downtime), force majeure events, or resulting signal delays, order execution failures, data errors, or service interruptions.
- Regulatory Risk: The Platform is solely a technical service provider and is not required to hold a financial license in most jurisdictions. The User is solely responsible for ensuring that their use of the Service (including but not limited to trading and tax reporting) complies with all local laws and regulations in their jurisdiction.
6. Acceptance of Agreement
By subscribing, you agree to these terms.you signify that you have fully understood and agreed to all content in this Agreement and voluntarily assume all risks associated with using the Platform's technical services.
